Terms of Service
Please read these Terms of Service carefully before using Fynli. By accessing or using our service, you agree to be bound by these terms.
1. Acceptance of Terms
By creating an account or using Fynli, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our service.
2. Description of Service
Fynli is a cash flow forecasting and financial analysis platform that integrates with Xero accounting software to provide insights into your business's future financial position. Our service includes:
- Cash flow forecasting and visualization
- Scenario modeling and analysis
- Automated alerts and notifications
- Financial reporting and insights
3. User Accounts
To use Fynli, you must create an account. You are responsible for:
- Maintaining the confidentiality of your account credentials
- All activities that occur under your account
- Notifying us immediately of any unauthorized use
- Providing accurate and current information
4. Acceptable Use
You agree not to:
- Use the service for any illegal or unauthorized purpose
- Violate any laws or regulations
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt the service
- Transmit viruses, malware, or harmful code
- Reverse engineer or attempt to extract source code
- Use the service to compete with or harm Fynli
5. Subscription and Billing
Free Trial
We offer a 14-day free trial. No payment information is required to start your trial. At the end of the trial period, you must subscribe to continue using the service.
Paid Subscriptions
Paid subscriptions are billed on a recurring basis. By subscribing, you agree to:
- Pay all fees associated with your chosen plan
- Automatic renewal of your subscription unless cancelled
- Price changes with 30 days' notice
- No refunds for partial subscription periods
Cancellation
You may cancel your subscription at any time from your account settings. Cancellation will take effect at the end of your current billing period. You will retain access until that time.
6. Intellectual Property
The Fynli service, including all content, features, and functionality, is owned by Fynli and is protected by copyright, trademark, and other intellectual property laws. You retain ownership of your financial data, but grant us a license to process it to provide our services.
7. Data and Privacy
Your use of Fynli is also governed by our Privacy Policy. We collect and process your financial data solely to provide our forecasting services. We implement industry-standard security measures to protect your information.
8. Third-Party Integrations
Fynli integrates with Xero and other third-party services. Your use of these integrations is subject to their respective terms of service. We are not responsible for third-party services or any issues arising from their use.
9. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. FYNLI DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE. FORECASTS AND FINANCIAL PROJECTIONS ARE ESTIMATES ONLY AND SHOULD NOT BE RELIED UPON AS FINANCIAL ADVICE.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FYNLI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID TO FYNLI IN THE 12 MONTHS PRECEDING THE CLAIM.
11. Indemnification
You agree to indemnify and hold harmless Fynli from any claims, damages, losses, liabilities, and expenses arising from your use of the service, your violation of these Terms, or your violation of any rights of another party.
12. Dispute Resolution
Any disputes arising from these Terms or your use of Fynli shall be resolved through binding arbitration in accordance with the laws of [Your Jurisdiction]. You waive your right to participate in class action lawsuits.
13. Termination
We may terminate or suspend your account and access to the service at any time, with or without cause, with or without notice. Upon termination, your right to use the service will immediately cease, and we may delete your account and data.
14. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by email or through the service. Your continued use of Fynli after changes become effective constitutes acceptance of the modified Terms.
15. Contact Information
If you have questions about these Terms of Service, please contact us:
Email: hello@fynli.com